Sunday, December 29, 2019

How to Avoid Biting Mites (Chiggers)

Just the mention of chiggers is enough to make any outdoors-loving person itchy. These tiny bugs can be difficult to see when theyre on you, but once youve suffered chigger bites, youll never forget them. Chigger bites are so itchy, they are said to make grown men cry. So what are chiggers, and where do they live? Chiggers Are the Larvae of Mites Chiggers are nothing more than young mites, specifically the parasitic larvae of mites in the genus Trombicula. Mites belong to the class Arachnida, along with ticks and spiders. Like other arachnids, chigger mites go through four developmental stages: egg, larva, nymph, and adult. Nymphs and adults have four pairs of legs, while the larvae have just three pairs. Unfortunately for us, three pairs of legs are all they need to catch us and make our lives miserable. The Chigger Life Cycle Its important to know that adult mites and nymphs dont bother people at all. They feed on small organisms (including insects) they find on decaying plant matter, as well as on insect eggs. Ecologically speaking, they can be considered beneficial organisms for their role feeding on other potential pests. Adult chigger mites spend the winter in the soil under leaf litter or in other protected places. When soil temperatures warm up in the spring, the females deposit eggs on vegetation, most often in areas where its slightly damp and the vegetation is thick. When the eggs hatch, the trouble begins. Hungry larvae crawl up the vegetation and wait for unsuspecting hosts—people, pets, or other wildlife—to wander past. Should you brush against chigger-infested vegetation, or worse, sit down to rest in shady grass full of chiggers, the tiny bugs will immediately crawl up your body, looking for a place to hide. Because chiggers measure just 1⠁„150 inch in diameter, theyre so tiny, you are unlikely to see or feel them. Backpackers, beware: If you drop your pack on the ground during a rest break, check it for chiggers before putting it back on.   Why and Where Chiggers Bite   Chiggers like to settle under tight-fitting clothing, so theyll often wind up in your socks or waistband. Other favorite chigger feasting spots include the backs of your knees, your armpits, or your crotch. Once the chiggers find a good location on your body, they pierce your skin with their mouthparts and inject you with a digestive enzyme that breaks down your body tissues. Chiggers then feed on your liquefied tissues. They dont suck your blood, like mosquitoes or ticks. The chigger  remains attached to its host for several days, feeding on dissolved skin cells. Once it has an adequate meal, it detaches and drops to the ground, where it continues its development into a nymph. For most people, however, the intense itching caused by the chigger bite leads to equally intense scratching, and the chigger is dislodged by frantic fingers before finishing its meal.   Avoiding Chigger Bites If youve never experienced chigger bites, consider yourself lucky and take every precaution to avoid them. To avoid chigger bites, follow three basic rules: Dress appropriately in loose-fitting clothing made from tightly woven fabric. Button up shirts, collars, and cuffs. Tuck pants into boots, shirts into pants. And use effective repellents when youre likely to be in potential chigger habitat.Avoid walking through chigger habitat whenever possible, and eliminate places where chiggers can breed from your property.Wash your clothing in hot water and take a shower immediately after outdoor activities where you might have encountered chiggers.

Saturday, December 21, 2019

Marriage Is The Symbol Of A Man And A Woman - 989 Words

Marriage is the symbol of a man and a woman love each other. However, with time goes by, there will be some cracks of marriage emerged. Nowadays, the marriage and family become a hot topic because there are increasing number of people talking about whether parents should talk to their children they are getting divorced if they do not love each other anymore. In addition, a lot of parents also consider whether their separation will bring some negatives effects to their children in the future. Not only in America, but also in China, this kind of situation is a common occurrence. From the article â€Å"Separating† and an experience of my friend, people like to believe that the divorce of their parents will truly bring some long lasted negative influences such as overreaction and bizarre behavior to their children if they told their children improperly. Moreover, elder children can accept it faster than the younger children about the parents’ divorce. First and foremost, pa rents should tell the truth that they are getting divorce properly to control the side effect of their divorce. Parents who are getting divorce are still love their children. They hope their children will have a wonderful childhood. Just like the article â€Å"Separation† written by John Updike says that â€Å"we’ve always, especially, loved our children† (Updike, ###). In other words, the love of their parents will not change even though their parents’ divorce. In this article, people can realize that the differentShow MoreRelatedEssay on Jewish Marriage1203 Words   |  5 PagesMarriage is a significant part of Judaism bringing together a woman and man under God’s reign. It is the mitzvah (122) â€Å"To marry a wife by means of ketubah and keddushin† (Deut 22:13), all Jewish adherents see marriage as a necessity in order to obey God and to experience the fullness of life. In Genesis God says: â€Å"It is not good for the man to be alone. 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Thursday, December 12, 2019

Assessment Of The Proposal To The Taxation - MyAssignmenthelp.com

Question: Discuss about the Assessment Of The Proposal To The Taxation. Answer: Letter of Advice To: Brad Smith From: Tax Accountant Subject: Tax Return 2017/18 Dear Brad I would like to draw your kind attention towards the taxable information provided by you has been acknowledged and based on this information we are providing you with appropriate tax information from the transactions reported by you. As evident from your note it is noted that you have reported gross salary of $99,920 and out of which $26,734 has been withheld. According to the section 6-5 of the ITAA 1997 your gross salary would be considered to be assessable and would be included in your taxable return (Barkoczy 2016). Additionally, it is found that you have undertook loan of $100,000 at the annual interest rate of 2%. Therefore, the interest charged on the loan taken for purchasing the investment property can be claimed by you for as the assessable income under section 8-1 of the ITAA 1997. You have reported that you incurred expenses on petrol and the expenses incurred by you have been incurred for work purpose and the same can be claimed as deductions under FBTAA 1986 (Tan et al. 2016). According to the Taxation ruling of TR 97/23 an individual can claim deductions for the expenses incurred on repairs. The ruling effectively provides the circumstances under which the expenditure incurred by the taxpayer for repairs would be considered as the allowable deductions under section 25-10 of the ITAA 1997 (Snape and De Souza 2016). As evident from the information provided it was found that you incurred expenses for repairs on the investment property. In context of the section 25-10 the expense of $30,000 reported by you satisfies the term repairs since it is related to the work done by you on the premises. The work has been done you is in conjunction with the objective of remedying or making the defects goods and preventing the property from being deteriorated. On the other hand, it was noted that you bought air condition system which is not related to any repairs and hence the expenses incurred on air conditions would not be allowed as allowable deductions under section 2 5-10 of the ITAA 1997 (Saad 2014). In the later part it has been noted that you sold shares of Telstra that was bought by you and in respect of the Australian taxation office gains made from the sale of shares give rise to CGT events (Miller and Oats 2016). Similarly, it was noticed that you incurred a loss from the sale of shares that held in Orica and the same can be set off against the gains made from the sale of Telstra shares. As evident from the information the loss on sale of shares from Circa can be offset from the gains made on sale of Telstra Shares. The information provided by you also contained transaction on the sale of Russian Babushka dolls. The doll was purchased by you for $1,000 and the same was sold for $4900. As a result of this you made a capital gains and the same would be included in your assessable income which would subjected to 50% CGT discount for the amount reported by you. According to section 8-1 of the ITAA 1997 it provides that any form of loss or outgoings reported by the taxpayer would be considered as allowable deductions given that legal expenses has been incurred in generating the assessable income of the taxpayer (Bevacqua 2015). A deduction would not be available if the expenses incurred are of capital, private or of domestic nature. The legal expenses that is incurred by you on neighbours for illegal fence would not be considered for allowable deductions since these expenses carries the nature of private or domestic expenses. A tabular representation of the total amount of tax payable by you from the reported information is stated below: In the books of Brad Smith Computation of Assessable Income For the assessment year ended 2017-18 Assessable Income Amount ($) Amount ($) Gross Salary 99920 Travel Allowance 3000 Australian Sourced Rental Income 21000 Net Capital Gains on Disposal of Shares Proceeds from sale of Telstra Shares 10000 Less: Cost Base 5000 5000 Proceeds from Orica Shares 6000 Less: Cost Base 10000 -4000 1000 Sale of Russian Dolls (@4900*3) 14700 Less: Cost Base 1000 13700 50% CGT Discount 7350 Total Assessable Income 145970 Allowable Deductions Repairs on Investment Property 30000 Interest on Loan 2000 Total Allowable Deductions 32000 Total Taxable Income 113970 Tax on Taxable Income 29800.9 Add: Medical Levy 2279.4 Less: Tax Withheld 26734 Total Tax Payable 5346.3 As evident from the above stated table it is understood that your total assessable income stood $1,45,970 for the assessment year 2017-18. You will be entitled to total amount of deductions of $32,000 which includes deductions on interest on loan and repairs carried out on the investment property. The tax on taxable income stands $29800.90 and the total amount of tax that is withheld from your gross salary has been deducted to reduce your tax liability. Consequently, the total amount of tax payable by you is $5,346.30. I hope that above stated advice is relevant to you as all the information provided by has been duly complied with appropriate sections to support your tax status. Thank You Reference List: Barkoczy, S., 2016. Foundations of Taxation Law 2016.OUP Catalogue. Bevacqua, J., 2015. ATO accountability and taxpayer fairness: An assessment of the proposal to split the Australian taxation office.UNSWLJ,38, p.995. Miller, A. and Oats, L., 2016.Principles of international taxation. Bloomsbury Publishing. Saad, N., 2014. Tax knowledge, tax complexity and tax compliance: Taxpayers view.Procedia-Social and Behavioral Sciences,109, pp.1069-1075. Snape, J. and De Souza, J., 2016.Environmental taxation law: policy, contexts and practice. Routledge. Tan, L.M., Braithwaite, V. and Reinhart, M., 2016. Why do small business taxpayers stay with their practitioners? Trust, competence and aggressive advice.International Small Business Journal,34(3), pp.329-344.